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• If you have had at least 6 months of coverage under a group plan, you may be eligible to buy a conversion policy. This will convert your group plan into an individual policy.
• If you had at least 18 months of continuous creditable coverage, the last day of which was under a group plan AND you have exhausted all COBRA continuation coverage which was available to you, you may qualify as a HIPAA-eligible individual. People who are HIPAA-eligible are guaranteed the right to buy an individual health policy

Georgia Cares - The Georgia Cares program provides free one-on-one counseling for Medicare beneficiaries with questions about any aspect of Medicare, including the new Part D prescription drug benefit, or Medigap coverage.

U.S. Department of Labor Employee Benefits Security Administration - They make and enforce the rules that employer must follow for business health insurance and employee benefit administration. Example, if there are 20 or more full-time employees at the business, the EBSA mandates COBRA continuation coverage is offered when an employee leaves the company.



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Note:  All resources listed above are maintained and operated by independent third-parties and are not endorsed, managed or affiliated in any way by KCA Benefits.  The above resources are provided for informational purposes only and do not constiute any recommendations made by KCA Benefits.

This web site is owned and operated by KCA Benefits LLC (hereinafter, the "Company" or "KCA Benefits"), a licensed insurance agency (see Licensing, below). The Company provides its services to you subject to the following conditions. If you visit or shop at KCABenefits.com , you accept these conditions. Please read them carefully.

Existing Insurance Coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

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This web site is brought to you by licensed brokers in the state of Georgia which require insurance transactions to be conducted through a licensed agent/broker.

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This web site is for the use of consumers and small businesses who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this web site.

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If you use this web site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this web site, you warrant that you are at least 18 years of age and possess the legal authority to use this web site. The Company does not sell products to minors, but it sells them to adults. If you are purchasing a product on behalf of a minor, you agree to supervise all usage of this web site by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

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